All hard market articles
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APAC firms adjust to a rapidly changing risk landscape
The hard market, supply chain disruptions and natural catastrophes continue to challenge businesses in the region - Aon
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Captives hailed as hard market solution for cyber, D&O
Captives provide much-needed capacity as traditional carriers reduce limits, increase exclusions, and/or increase pricing
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Commercial insurance rates continue to moderate, says Marsh
Cyber rates continue to rise at slower pace; financial and professional rates fall for a second quarter
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Hospitality firms feel unable to control their risks
Strategic risks are mounting post-pandemic as firms cite fears around reputational risk and underinsured BI losses
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Captives: Plugging holes in protection
Does the creation of a mega captive in Europe reflect poorly on commercial insurers, and what are the risks involved?
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Evolving attitudes to cyber risk
Why some businesses are re-evaluating their attitude to cyber coverage amid rising premiums and tougher terms
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Global commercial insurance rates up 6% in Q3 - Marsh
Rates increased in the Pacific by 5% and in Asia by 2%, with cyber pricing increasing 53% overall
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The role of insurance in times of crisis
The war in Ukraine is one of the major crises of our times. It is exposing the limitations of insurance
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Power sector faces rising rates amid volatile risk landscape
Power insurance market will harden further due to constrained capacity and a ‘disappointing’ loss record - WTW
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Are your brokers costing too much?
When approaching last year’s renewals, a single factor helped us shortlist brokers: data
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Cyber: Hitting pause
At below $10 billion, why has the cyber re/insurance market failed to live up to its potential?
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Global commercial insurance rates up 9% in Q2
In Singapore, financial and professional lines prices increased by 24%, the largest pricing increase compared to 16% in the previous quarter
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Claims inflation will extend hard market - sigma
Global insurance premiums are set to surpass $7 trillion, with China now the world’s second largest market
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Beazley to prioritise firms with robust ESG scores
Companies must meet an appropriate threshold score under Marsh’s ESG Risk Rating (ERR) framework
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Cyber war exclusions boost likelihood of claims litigation
A lack of standard, battle-tested definitions in cyber policies makes litigation more likely amid the conflict in Ukraine, warns Moody’s
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US D&O market posts best results since 2014
Rate hikes exceeding 10% per quarter fuelled direct premium growth of 35% to $14.6 billion
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Commercial rates rise for the 18th consecutive quarter
Hard market is beginning to moderate but inflationary pressure could impact pricing going forward - Marsh
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Asian demand for captives grows, but hurdles remain
There is growing demand for captive solutions as organisations seek alternatives to traditional insurance structures
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Special report: Risk conferences 2021
There was a lot to digest at the Airmic, Ferma and Parima conferences, but don’t worry, you can borrow our notes
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Can parametrics close the gap?
Parametric products have role to play in closing protection gaps and catering to emerging risks like NDBI and cyber